With 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in reputable publications including Rolling Stone, SmartAsse.
Ashley Kilroy Insurance WriterWith 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in reputable publications including Rolling Stone, SmartAsse.
Written By Ashley Kilroy Insurance WriterWith 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in reputable publications including Rolling Stone, SmartAsse.
Ashley Kilroy Insurance WriterWith 15 years of immersion in the world of personal finance, Ashley Kilroy simplifies financial concepts for individuals striving toward financial security. Her expertise has been showcased in reputable publications including Rolling Stone, SmartAsse.
Insurance Writer Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
Michelle Megna Lead Editor, InsuranceMichelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine.
| Lead Editor, Insurance
Updated: Feb 1, 2024, 2:48pm
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Allianz has a robust selection of travel insurance policies for all types of trips, travelers and budgets. Vacationers with a sports-focused itinerary should take a look at the perks in Allianz’s OneTrip Premier policy, which includes coverage for canceled sporting events and lost sports equipment. But travelers looking for high levels of travel medical insurance should check other options.
You can find comprehensive travel insurance plans from Allianz that offer many benefits, including trip cancellation, trip interruption, trip delay, baggage delay and loss and coverage for medical expenses, among others. Travel insurance is a way to protect your trip investment because it provides important pre- and post-departure benefits that can compensate you when the unexpected happens. That means you can recoup some of your money if you have to cancel a trip or return home early due to a problem covered by your policy. Travel medical insurance pays for medical expenses if you get sick or injured during your trip, which is especially important for international travelers who likely can’t rely on their U.S. health plans abroad. Allianz travel insurance plans are broken down into two main categories:
We highlighted key benefits of Allianz travel insurance plans to help you identify which is the best fit for you.
Trip cancellation insurance Trip interruption insurance Travel medical expense insurance $50,000/$10,000 in travel accident coverage Medical evacuation travel insurance Baggage insurance Baggage delay insurance $200 with 12-hour wait $300 with 12- hour wait $600 with 12-hour wait $600 with 12- hour wait Travel delay insurance $300 with 6-hour wait $800 with 5-hour wait $1,600 with 3-hour wait $1,000 with 6-hour wait $150 with 6-hour wait 24-hour hotline assistance Concierge service Epidemic coverage endorsement Pre-existing medical condition exclusion waiver “Cancel anytime” upgrade available Change fee coverage See More See LessAllianz OneTrip Basic Plan. This is Allianz’s most budget-friendly comprehensive travel insurance plan. It provides core benefits including trip cancellation, trip delay and trip interruption insurance at low limits for those who may not have a lot of pricey nonrefundable trip costs.
Allianz OneTrip Prime Plan. This policy is similar to the OneTrip Basic plan, except it has higher coverage limits and a few more bells and whistles. For example, you’ll get access to Allianz concierge services to assist with travel needs such as booking restaurant reservations. Plus, you get free coverage for one child under age 17 traveling with you. Additionally, you can choose to get a flat payment of $100 per day under travel delay insurance benefits, and you won’t be required to provide receipts.
Allianz OneTrip Premier Plan. This plan includes many of the coverage types as the OneTrip Prime plan, but you’ll get higher limits for most coverage types. Also, the Trip Change Protector compensates up to $1,000 if you must cancel or change your airline, rail, cruise or tour itinerary for a reason listed in the policy. In addition, you’ll get optional coverage types, including ones that can appeal to the more adventurous traveler:
Allianz OneTrip Emergency Medical Plan. This plan pairs travel medical expense insurance along with post-departure benefits such as travel delay, baggage delay and lost baggage. It is designed for those who haven’t paid much in non-refundable deposits.
Allianz OneTrip Cancellation Plus Plan. This travel plan is designed for domestic travelers on a budget who need trip cancellation travel insurance, and interruption and delay coverage but who don’t need medical insurance and don’t want baggage coverage.
Allianz OneTrip Rental Car Protector Plan. This plan is designed for folks who want coverage for rental cars during their trip. It provides the following benefits:
Multi-trip and annual travel insurance plans are good for travelers who take multiple trips per year. These types of policies are often cheaper and easier than buying individual travel insurance policies for each trip.
Here’s a look at Allianz’s multi-trip plans.
